34772 ZIP Code — Saint Cloud, FL

Osceola County, Florida

ZIP code 34772 is located in Saint Cloud, Florida, within Osceola County. It covers approximately 86.88 square miles and serves a population of 32,268 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 321/407/689.

About ZIP code 34772

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $320,800. Owner-occupancy is high at 81%, well above the national average.

Median household income is $81,169. The poverty rate of 7% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 34772 reflects a community defined by high homeownership and a significant Social Security-dependent population.

32,268

population

86.88

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34772 ZIP code map

Cities in ZIP code 34772

Below are the cities the US Postal Service accepts for ZIP code 34772. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Cloud	Preferred

Nearby ZIP codes

34769 Saint Cloud (6.2 mi) 34744 Kissimmee (10 mi) 34771 Saint Cloud (11.2 mi) 34759 Kissimmee (12.6 mi) 34773 Saint Cloud (12.6 mi) 34746 Kissimmee (13.1 mi) 34743 Kissimmee (13.1 mi) 34741 Kissimmee (14.6 mi) 34758 Kissimmee (15.1 mi) 32827 Orlando (16.9 mi) 32824 Orlando (17.3 mi) 32832 Orlando (17.4 mi)

Demographics updated 05/2026

Population
Total population	32,268
Population density	371 / sq mi
State FIPS	12
County FIPS	097

Geography
Land area	86.88 sq mi
Water area	22.68 sq mi
Latitude	28.1570
Longitude	-81.2535
Timezone	Eastern (ET)
Area code	321/407/689

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.0%	44.9%	43.4%
$50k – $100k	42.3%	34.3%	30.8%
$100k – $200k	24.6%	17.3%	19.3%
Over $200k	3.1%	3.5%	6.4%

Demographics & statistics

32,268

Population

371

People per sq mi

38.5

Median age

$81,169

Median household income

$29,331

Per capita income

$320,800

Median home value

$1,836

Median monthly rent

80.8%

Home ownership

7.0%

Poverty rate

4.7%

Unemployment

9,103

Housing units

27.6%

Bachelor's or higher

Age distribution

Male Female

986

Under 5

988

917

5–9

918

1,123

10–14

1,126

1,421

15–19

1,423

772

20–24

773

2,063

25–34

2,067

2,430

35–44

2,434

2,308

45–54

2,313

1,015

55–59

1,017

736

60–64

737

1,398

65–74

1,401

685

75–84

687

265

85+

265

← Male

Female →

Age summary

Group	Count	%
Under 18	8,050	24.9%
18 and over	24,218	75.1%
65 and over	4,701	14.6%
Median age	38.5 years

Race & ethnicity

White 41.9%

Hispanic or Latino 23.7%

Two or more races 12.9%

Other race 12.5%

Black or African American 6.8%

Asian 1.9%

American Indian / Alaska Native 0.3%

Group	Count	%
White	17,717	41.9%
Hispanic or Latino	10,039	23.7%
Two or more races	5,453	12.9%
Other race	5,273	12.5%
Black or African American	2,876	6.8%
Asian	809	1.9%
American Indian / Alaska Native	140	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.0%	44.9%	43.4%
$50k – $100k	42.3%	34.3%	30.8%
$100k – $200k	24.6%	17.3%	19.3%
Over $200k	3.1%	3.5%	6.4%

Under $10k 3.9%

$10k–$15k 1.8%

$15k–$25k 3.5%

$25k–$35k 6.7%

$35k–$50k 8.4%

$50k–$75k 19.4%

$75k–$100k 21.7%

$100k–$150k 21.1%

$150k–$200k 8.6%

$200k+ 4.9%

Range	% of households
Under $10k	3.9%
$10k–$15k	1.8%
$15k–$25k	3.5%
$25k–$35k	6.7%
$35k–$50k	8.4%
$50k–$75k	19.4%
$75k–$100k	21.7%
$100k–$150k	21.1%
$150k–$200k	8.6%
$200k+	4.9%
Median income	$81,169

Housing

Home values

Under $50k 2.6%

$50k–$100k 2.6%

$100k–$150k 1.9%

$150k–$200k 4.2%

$200k–$300k 31.7%

$300k–$500k 48.4%

$500k–$1M 8.1%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$320,800
Median rent / month	$1,836
Owner occupied	80.8%
Renter occupied	19.2%
Vacant	11.8%
Single-family detached	81.7%
Large apartment buildings	0.0%
Mobile homes	7.9%
Median rooms	6.3
Avg household size (owned)	3.20

Year built

Era	%
2020 or later	4.2%
2010–2019	29.7%
2000–2009	33.6%
1990–1999	17.8%
1980–1989	11.0%
1970–1979	2.4%
1960–1969	0.8%
1950–1959	0.3%
1940–1949	0.0%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	1.0%
2 bedrooms	6.7%
3 bedrooms	52.4%
4 bedrooms	33.2%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	23.1%
2 vehicles	47.4%
3 or more	26.4%

Heating fuel

Fuel type	%
Utility gas	2.6%
Electricity	93.4%
Propane / LP gas	1.4%
Fuel oil	0.1%
Solar	1.9%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	5,585	57.8%
Cohabiting couple	852	8.8%
Male householder, no spouse	1,132	11.7%
Female householder, no spouse	2,092	21.7%
Households with children under 18	3,637	37.6%
Households with seniors (65+)	2,730	28.3%
Average household size	3.33

Marital status

Status	Male	Female
Never married	36.2%	29.4%
Married	49.1%	45.9%
Separated	0.9%	1.6%
Widowed	4.3%	8.7%
Divorced	9.6%	14.3%

Education

Less than 9th grade 3.0%

Some HS, no diploma 3.9%

HS graduate 30.4%

Some college, no degree 22.5%

Associate's degree 12.7%

Bachelor's degree 20.8%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	27.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	524	6.2%
Kindergarten	374	4.4%
Elementary school	3,135	37.0%
High school	2,485	29.3%
College / grad school	1,962	23.1%

Employment

Industry of employment

Education & healthcare 19.4%

Professional & management 13.5%

Retail trade 13.0%

Arts, food & hospitality 12.5%

Transportation & utilities 8.1%

Construction 7.8%

Finance & real estate 7.2%

Manufacturing 5.9%

Other services 5.5%

Public administration 4.5%

Wholesale trade 2.0%

Agriculture & mining 0.3%

Information 0.3%

Occupation

Category	%
Management, business & arts	34.2%
Service	17.5%
Sales & office	29.1%
Natural resources & construction	8.3%
Production & transportation	10.9%

Employment type

Type	%
Private sector	78.7%
Government	14.4%
Self-employed	6.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.1%
Carpool	11.7%
Public transit	0.1%
Walk	0.1%
Work from home	9.9%
Other means	1.0%
Avg commute (minutes)	38.3

Poverty

All people 7.0%

Under 18 years 7.5%

18 and over 6.9%

Married-couple families 4.0%

Female-led households 8.5%

Income support

Source	% of households
Social Security	33.4%
Retirement income	24.2%
Supplemental Security	5.1%
Cash public assistance	2.6%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	31.4%
High cholesterol	30.6%
Diabetes	10.1%
Heart disease	5.6%
Stroke	2.7%
Asthma	8.7%
Arthritis	22.3%
Kidney disease	2.7%
Pulmonary disease	6.9%
Cancer	5.6%

Behavior / access	%
Smoking	19.0%
Binge drinking	16.7%
No physical activity	27.8%
Less than 7 hrs sleep	35.1%
Depression	19.9%
Fair or poor health	15.6%
Poor mental health	15.8%
Poor physical health	11.1%
No health insurance	23.1%
Visited doctor (checkup)	73.0%
Visited dentist	55.7%
Cholesterol screening	89.9%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,773	7.3%

Disability	%
Any disability	13.5%
Under 18	3.8%
18–64 years	12.1%
65 and over	36.4%

Health insurance coverage

Type	%
Private insurance	67.5%
Public insurance	32.4%
No insurance	9.7%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	30,294	93.9%
Spanish	4,847	16.0%
Other Indo-European	4,320	14.3%
Asian & Pacific Islander	358	1.2%
Other languages	90	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,495	85.2%
Born in same state	22,473	69.6%
Born in different state	10,084	31.3%
Foreign born	5,022	15.6%
Naturalized citizen	4,773	14.8%
Not a US citizen	2,925	61.3%

Ancestry

Ancestry	Count	%
Italian	2,293	7.1%
French	2,075	6.4%
Arab	1,899	5.9%
English	325	1%

Ancestry	Count	%
German	124	0.4%
Irish	91	0.3%
Dutch	40	0.1%
Polish	36	0.1%

Technology access

Metric	% of households
Computer access	29.9%
Internet access	99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34772

What city is ZIP code 34772 in?

ZIP code 34772 is primarily assigned to Saint Cloud, Florida.

What county is ZIP code 34772 in?

ZIP code 34772 falls within Osceola County, Florida.

Is ZIP code 34772 mostly owner-occupied?

81% of occupied units in ZIP code 34772 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 34772?

The median home value in ZIP code 34772 is $320,800.

What is the population of ZIP code 34772?

ZIP code 34772 has an estimated population of 32,268 residents, with a density of 371 people per square mile.

What is the median household income in ZIP code 34772?

The median household income in ZIP code 34772 is $81,169, above the national median of ~$75,000.

What timezone is ZIP code 34772 in?

ZIP code 34772 observes the EST timezone.